Form SSA-8 | Information You Need To Apply For Lump Sum Death Benefit (2024)

You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or by visiting your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

You can help by being ready to:

  • Provide any needed documents; and
  • Answer the questions listed below.

Documents you may need to provide

We may ask you to provide documents to show that you are eligible, such as:

  • A birth certificate or other proof of birth;
  • Proof of U.S. citizenship or lawful alien status if you were not born in the United States [More Info];
  • U.S. military discharge paper(s) if you had military service before 1968;
  • W-2 forms(s) and/or self-employment tax returns for last year; and
  • A death certificate for the deceased worker.

Important

We accept photocopies of W-2 forms or self-employment tax returns, but we must see the original of most other documents, such as your birth certificate. We will return the documents to you.

Do not delay applying for benefits because you do not have all the documents. We will help you get them.

What we will ask you

  • Your name and Social Security number;
  • The deceased worker's name, gender, date of birth and Social Security number;
  • The deceased worker's date and place of death;
  • Whether the deceased worker ever filed for Social Security benefits, Medicare or Supplemental Security Income (if so, we will also ask for information on whose Social Security record he or she applied);
  • Whether the deceased worker was unable to work because of illnesses, injuries or conditions at any time during the 14 months before his or her death (if "Yes," we will also ask when he or she became unable to work);
  • Whether the deceased worker was ever in the active military service (if "Yes," we will also ask for the dates of his or her service);
  • Whether the deceased worker worked for the railroad industry for 7 years or more;
  • Whether the deceased worker earned Social Security credits under another country's social security system;
  • The names, dates of birth (or age) and Social Security numbers (if known) of any of the deceased worker's former spouses and the dates of the marriages and how and when they ended;
  • The names of any of the deceased worker's unmarried children under age 18, age 18-19 and in elementary or secondary school, or disabled prior to age 22;
  • The amount of the deceased worker's earnings in the year of death and the preceding year;
  • Whether the deceased worker had a parent who was dependent on the worker for 1/2 of his or her support at the time of the worker's death; and
  • Whether the deceased worker and surviving spouse were living together at the time of death.

If you are the surviving spouse, we will also ask:

  • Whether you have been unable to work because of illnesses, injuries or conditions at any time within the past 14 months (if "Yes," we will also ask when you became unable to work);
  • Whether you or anyone else ever filed for Social Security benefits, Medicare or Supplemental Security Income on your behalf (if so, we will also ask for information on whose Social Security record you applied); and
  • The names, dates of birth (or age) and social security numbers (if known) of any of your former spouses and the dates of the marriages and how and when they ended.

If you are not the surviving spouse, we will also ask for the surviving spouse's name and address.

Note

You also should have with you your checkbook or other papers that show your account number at a bank, credit union or other financial institution so you can sign up for Direct Deposit, and avoid worries about lost or stolen checks and mail delays.

Form SSA-8 | Information You Need To Apply For Lump Sum Death Benefit (2024)

FAQs

How do I apply for SSA lump-sum death benefit? ›

You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or by visiting your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

What documents do you need for Social Security death benefits? ›

Proof of death — either from a funeral home or a death certificate. Your SSN, and the deceased worker's SSN. Your birth certificate. Your marriage certificate if you're a surviving spouse.

Does everyone get the $255 death benefit from Social Security? ›

A surviving spouse, surviving divorced spouse, unmarried child, or dependent parent may be eligible for monthly survivor benefits based on the deceased worker's earnings. In addition, a one-time lump sum death payment of $255 can be made to a qualifying spouse or child if they meet certain requirements.

How can you get a lump-sum payment from Social Security? ›

The lump-sum option is only available to people who have reached full retirement age without filing to receive benefits. And it will result in a permanently lower monthly benefit for anyone who opts to receive it. A financial advisor can help you develop a strategy for claiming your Social Security benefits.

How much is the Social Security lump-sum death benefit? ›

A one-time payment of $255 can be paid to the surviving spouse of a deceased service member if they were living with the deceased, or, if living apart, was receiving certain Social Security benefits on the deceased service member's record.

What is the time limit for filing the Social Security lump-sum death benefit payment? ›

How do I apply for Social Security Lump Sum Death Payment? The eligible surviving spouse or child must apply for this payment within two years of the date of death.

How do I get the $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

How much is the lump-sum death benefit from sss? ›

The benefit's amount is determined by the member's total contributions as well as their average monthly salary credit. However, it may reach a maximum of PHP 1,000,000.

Who claims the death benefit? ›

When someone dies, their death benefit isn't automatically paid. Their beneficiary must file a claim with the insurer to let them know the insured person has died.

Does Social Security pay back pay in one lump-sum? ›

General. Generally, retroactive or conserved funds of less than $4000 will be paid to the payee in one lump-sum payment. However, if you believe the beneficiary's best interests will be served by paying accumulated funds in installments over a period of time, you may do so.

Do you have to pay taxes on Social Security lump-sum? ›

You must include the taxable part of a lump-sum payment of benefits received in the current year (reported to you on Form SSA-1099, Social Security Benefit Statement) in your current year's income, even if the payment includes benefits for an earlier year.

What is the one-time death benefit? ›

The one-time death benefit is a separate designation from the election of an option beneficiary at retirement. If you elect an option, your option beneficiary will receive a monthly lifetime benefit when you die, while your one-time death benefit recipient will receive a one-time, lump-sum payment after your death.

When a person dies does Social Security pay a death benefit? ›

Survivor benefits provide monthly payments to eligible family members of people who worked and paid Social Security taxes before they died.

How much is the lump sum death benefit from sss? ›

The benefit's amount is determined by the member's total contributions as well as their average monthly salary credit. However, it may reach a maximum of PHP 1,000,000.

Is there a lump sum death benefit? ›

In most cases, you can get a lump-sum death payment if you were living in the same household when your spouse died. If you were living apart, you may still qualify for the lump sum death payment if, during the month they died, you met one of the conditions below: You were already getting benefits on their record.

Does Social Security automatically take back money when someone dies? ›

benefits, you must return the benefits received for the month of death and any later months. If the payment was received by direct deposit, contact the bank or other financial institution. Ask them to return any funds received for the month of death or later. If the benefit was paid by check, please do not cash.

Top Articles
Latest Posts
Article information

Author: Clemencia Bogisich Ret

Last Updated:

Views: 6301

Rating: 5 / 5 (80 voted)

Reviews: 87% of readers found this page helpful

Author information

Name: Clemencia Bogisich Ret

Birthday: 2001-07-17

Address: Suite 794 53887 Geri Spring, West Cristentown, KY 54855

Phone: +5934435460663

Job: Central Hospitality Director

Hobby: Yoga, Electronics, Rafting, Lockpicking, Inline skating, Puzzles, scrapbook

Introduction: My name is Clemencia Bogisich Ret, I am a super, outstanding, graceful, friendly, vast, comfortable, agreeable person who loves writing and wants to share my knowledge and understanding with you.